Yeah Definitly will be using more then 2 tie downs now. I should have see it but a tie down was rubbing and just finally cut through on the way home.
Sorry to hear this dude. My first thought is that you got kinda hungry on the way home. I also have full coverage. I would be surprised if many others on here do. Another topic for a new thread. Good luck with this.
If your radiator is bent, there are companies that can usually fix them. If it has to be replaced, it is spensive.
I just have liability on my 17 year old XR because it's plated. I would have full coverage if I had a "new" bike.
If a dealer does the work they will only replace the radiator. If so get the old one and have it straightened. I've seen really mangled ones brought back to life at a tiny fraction of a new one.