Got the buddy hookup for getting it plated at the dealership he works at.
He said they don't check for anything with DOT(tires,brake lines, lights, etc) on it. he said if the lights shine they will pass, and that in order to pass the fender requirement, I can just put on some ghetto piece of rubber.
" Fenders adequate for minimizing the spray or splash of water, rocks, or mud from the roadway. Fenders must be as wide as the tires behind which they are mounted and extend downward at least half way to the center of the axle."