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Everything Dirt Bike
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Just Accident/Injury insurance
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<blockquote data-quote="James" data-source="post: 48277" data-attributes="member: 2"><p>You think it's bad now, you just wait until ObamaCare is fully in effect. <img src="https://www.dirtbikeaddicts.com/static/images/smilies/picard.png" class="smilie" loading="lazy" alt=":picard:" title="Picard :picard:" data-shortname=":picard:" /></p><p></p><p>I've had Anthem BCBS (Individual) since I turned 18 and they've covered all my <img src="https://www.dirtbikeaddicts.com/static/images/smilies/cripple.gif" class="smilie" loading="lazy" alt=":cripple:" title="Cripple :cripple:" data-shortname=":cripple:" /> no questions asked. When I first got it I was paying $90 a month, but 4+ years later and 6 figure medical bill payouts, it's now $150. Do to the unstable job market I had elected to go the individual route and not through work. I did check out the cost through work though and it was $250 a month with less benefits/higher deductible then my current individual. <img src="https://www.dirtbikeaddicts.com/static/images/smilies/shocked.gif" class="smilie" loading="lazy" alt=":shocked:" title="Shocked :shocked:" data-shortname=":shocked:" /> Wasn't a hard decision. <img src="https://www.dirtbikeaddicts.com/static/images/smilies/bonk.gif" class="smilie" loading="lazy" alt=":bonk:" title="Bonk :bonk:" data-shortname=":bonk:" /></p><p></p><p>BTW my plan is the Individual Blue Traditional, which has no network, no co-pays, no PCP, and a $2,500 deductible (which is also the max out of pocket). I got it as a catastrophic medical insurance plan and so far its been fitting the bill perfectly. <img src="https://www.dirtbikeaddicts.com/static/images/smilies/thumb.gif" class="smilie" loading="lazy" alt=":thumb:" title="Thumb :thumb:" data-shortname=":thumb:" /></p><p></p><p>I'd advise you to shop around and for the greatest savings, get a high deductible plan, just make sure to set that amount aside for when the $hit hits the fan.</p></blockquote><p></p>
[QUOTE="James, post: 48277, member: 2"] You think it's bad now, you just wait until ObamaCare is fully in effect. :picard: I've had Anthem BCBS (Individual) since I turned 18 and they've covered all my :cripple: no questions asked. When I first got it I was paying $90 a month, but 4+ years later and 6 figure medical bill payouts, it's now $150. Do to the unstable job market I had elected to go the individual route and not through work. I did check out the cost through work though and it was $250 a month with less benefits/higher deductible then my current individual. :shocked: Wasn't a hard decision. :bonk: BTW my plan is the Individual Blue Traditional, which has no network, no co-pays, no PCP, and a $2,500 deductible (which is also the max out of pocket). I got it as a catastrophic medical insurance plan and so far its been fitting the bill perfectly. :thumb: I'd advise you to shop around and for the greatest savings, get a high deductible plan, just make sure to set that amount aside for when the $hit hits the fan. [/QUOTE]
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