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Didn't Expect That!
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<blockquote data-quote="James" data-source="post: 82196" data-attributes="member: 2"><p>So I have this old credit card account with a 29.90% APR (<img src="https://www.dirtbikeaddicts.com/static/images/smilies/lol.gif" class="smilie" loading="lazy" alt=":lol:" title="lol :lol:" data-shortname=":lol:" /><img src="https://www.dirtbikeaddicts.com/static/images/smilies/cry.gif" class="smilie" loading="lazy" alt=":cry:" title="Cry :cry:" data-shortname=":cry:" /><img src="https://www.dirtbikeaddicts.com/static/images/smilies/lol.gif" class="smilie" loading="lazy" alt=":lol:" title="lol :lol:" data-shortname=":lol:" />), which I obviously NEVER use. And I don't want to close it because it's also my oldest active account (helps my credit score). But after I noticed that they charged me a $55 annual fee, I gave them a polite phone call to cancel it. After being transferred to an "account specialist" he asked what it would take to keep me there. <img src="https://www.dirtbikeaddicts.com/static/images/smilies/smirk.gif" class="smilie" loading="lazy" alt=":smirk:" title="Smirk :smirk:" data-shortname=":smirk:" /></p><p></p><p>Me - "It's simple really, permanently waive all annual fees."</p><p>Him - "Done"</p><p>Me - "Also credit this one back"</p><p>Him - "Done"</p><p>Me - "Oh and one more thing, also credit any previous annual fees I might of had"</p><p>Him - "Done, you'll get a credit on your next statement"</p><p>Me - "Sweeeeeeet" <img src="https://www.dirtbikeaddicts.com/static/images/smilies/ride.gif" class="smilie" loading="lazy" alt=":ride:" title="Ride :ride:" data-shortname=":ride:" /></p><p></p><p><img src="https://www.dirtbikeaddicts.com/static/images/smilies/lol.gif" class="smilie" loading="lazy" alt=":lol:" title="lol :lol:" data-shortname=":lol:" /> Damn if I'd known that he was that easy I'd also asked for 0% interest for a year and then it goes up to prime +.5%. <img src="https://www.dirtbikeaddicts.com/static/images/smilies/bonk.gif" class="smilie" loading="lazy" alt=":bonk:" title="Bonk :bonk:" data-shortname=":bonk:" /></p></blockquote><p></p>
[QUOTE="James, post: 82196, member: 2"] So I have this old credit card account with a 29.90% APR (:lol::cry::lol:), which I obviously NEVER use. And I don't want to close it because it's also my oldest active account (helps my credit score). But after I noticed that they charged me a $55 annual fee, I gave them a polite phone call to cancel it. After being transferred to an "account specialist" he asked what it would take to keep me there. :smirk: Me - "It's simple really, permanently waive all annual fees." Him - "Done" Me - "Also credit this one back" Him - "Done" Me - "Oh and one more thing, also credit any previous annual fees I might of had" Him - "Done, you'll get a credit on your next statement" Me - "Sweeeeeeet" :ride: :lol: Damn if I'd known that he was that easy I'd also asked for 0% interest for a year and then it goes up to prime +.5%. :bonk: [/QUOTE]
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