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<blockquote data-quote="Buckrun" data-source="post: 48714" data-attributes="member: 51"><p>This works for me: Everything is negotiable. If you think that the price you get from an agent is the cost you have to pay, then you are wrong. It pays to put everything you have to insure under one company because it gives you more clout and discount. I insure my home, car, cycles, cabin, and property liability under one company. I get my best price from company A and take it to company B and C and tell them to beat it without cutting coverages. Then I take B and C's price back to A and and tell them if they want to keep my business, make me a deal. They do! This doesn't take much time or effort. Just put what you want on paper (email), and send it. They will respond pronto with your number and coverage details. You can specify that they quote you on different coverage levels as well so you can see how it affects your costs.</p></blockquote><p></p>
[QUOTE="Buckrun, post: 48714, member: 51"] This works for me: Everything is negotiable. If you think that the price you get from an agent is the cost you have to pay, then you are wrong. It pays to put everything you have to insure under one company because it gives you more clout and discount. I insure my home, car, cycles, cabin, and property liability under one company. I get my best price from company A and take it to company B and C and tell them to beat it without cutting coverages. Then I take B and C's price back to A and and tell them if they want to keep my business, make me a deal. They do! This doesn't take much time or effort. Just put what you want on paper (email), and send it. They will respond pronto with your number and coverage details. You can specify that they quote you on different coverage levels as well so you can see how it affects your costs. [/QUOTE]
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